Pensions at Retirement

Savings & planning are essential to keep you on track to achieve the type of lifestyle you want at retirement.

Pensions at Retirement

Pension freedom or confusion?

Whether planning to partially retire, fully retire or would like to retire early, we can help ensure you make the right decisions on how to take your income.

Pension Freedom means you are now able to access your pension funds from age 55. But drawing funds down too quickly could result in you running out of money in retirement, not to mention the potential for large tax bills if pension funds are drawn out all at once.

We can provide advice on the best way to draw an income, planning for your long-term income needs and that of your partner or children, offering advice on:

  • Annuities
  • Guaranteed Income Drawdown
  • Income Drawdown

The value of investments and any income from them can fall as well as rise and you may not get back the original amount invested.

HM Revenue and Customs practice and the law relating to taxation are complex and subject to individual circumstances and changes which cannot be foreseen.

Details

How It Works

Free Initial Consultation

We offer an initial meeting at our cost, to complete an overview of your current position.

We establish what work and research is required, detailing clearly the costs involved if you want us to provide you with a recommendation, and go on to implement our advice and become a client.

Analysis, Advice & Implementation

We gather personal and financial information from you and understand your financial goals and your attitude to investment risk.

We then provide you with tailored financial recommendations and agree on these with you, before helping you with application paperwork. We will then monitor your applications through to product issue.

Ongoing Service

We aim to build long-lasting trusted business relationships with all of our clients. An essential part of this is to continually review your arrangements to ensure they continue to match your goals and objectives at any given time period throughout your financial planning lifetime.

We can provide you with optional ongoing support and servicing choices to suit your specific needs in areas which you have identified as being important to you.

Get In Touch

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FD Financial Advisers
Woodgate House
Moor Lane
Coleorton
Leicestershire
Tel: 01530 834275

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